Theinvestorcube.com

Theinvestorcube.com

Privacy Policy

In accordance with the General Data Protection Regulation (EU) and the Organic Law on Data Protection and Digital Rights Guarantee in force, by accepting this Privacy Policy, the User gives their informed, express, free, and unequivocal consent for the personal data provided through the website www.laincubadoradenegocios.com (hereinafter "the website") to be included in a file named "WEB USERS AND SUBSCRIBERS" as well as "CUSTOMERS AND PROVIDERS":

  • Our company name is Seinmco LLC, with registered office at:
  • 2105 Vista Oeste St NW
  • Suite E - 1731
  • Albuquerque NM 87120
  • EIN: 35-2710568
  • Email: info@laincubadoradenegocios.com
  • Our social activity is: Dissemination of knowledge about financial education and investments.

This Privacy Policy will be valid only for personal data obtained on "the website," and it does not apply to information collected by third parties on other websites or portals, even if they are linked by "the website."

With this, we express our commitment to maintaining and guaranteeing business relationships securely by protecting personal data and ensuring compliance with the right to privacy of each of the Users of the website.


WHAT ARE PERSONAL DATA?

Personal data refers to any information about a person that is freely provided when visiting "the website":

  • Contact form: The User must fill in the fields of name, email, and message.
  • Subscription form: The User must fill in the fields of name and email.
  • Sales form: The User must fill in the fields of name, last name, country, username, password, email, and banking information.
  • Form for commenting on the blog: The User must fill in the fields of name, email, and, if desired, their website.
  • Tracking cookies, following the rules established in our Cookies Policy.
  • Navigation and IP Address: When browsing "the website," the User automatically provides the server of "the website" with information about their IP address, date and time of access, the hyperlink that redirected them to these, their operating system, and the browser used.

 

1.1 Data Processing Principles

To process your personal data, according to the GDPR, the following principles will be applied:

Principle of legality, loyalty, and transparency: We will require your consent for the processing of your personal data for one or more specific purposes that we will inform you of beforehand in a clear and understandable manner.

  • Principle of data minimization: We will only request strictly necessary data in relation to the purposes for which the User has been informed beforehand.
  • Principle of limited storage period: As you will later verify, the data will be kept for no longer than necessary for the purposes of the processing. Depending on the purpose, the corresponding storage period will be informed. In the case of subscriptions, we will periodically review the lists and delete those records inactive for a considerable time.
  • Principle of integrity and confidentiality: Your data will be processed in such a way as to ensure appropriate security of personal data and guarantee its confidentiality. You should know that we take all measures to prevent unauthorized access or misuse of User data by third parties.

PURPOSE, LEGITIMACY, CATEGORY OF COLLECTED DATA, CONSENT TO PROCESSING, MINORS

2.1 Purpose

As stipulated by the regulations, through contact, sales, subscription, content download, and blog comment forms, personal data is collected, stored in a file, with the exclusive purpose of managing courses and memberships and sending electronic communications such as newsletters, new posts, commercial offers, free webinars, as well as other communications that may be deemed interesting on the subject. Fields marked as mandatory must be completed to achieve the stated purpose.

The purposes are as follows:

  • Publication of entries and articles related to financial education and investments on our blogs.
  • Management of comments and publications added to our blogs.
  • Management of the list of Subscribers and Users and of Clients and Providers affiliated with "the website".
  • Offering services related to financial education and investments.
  • Sale of courses, memberships, books, eBooks, audiobooks, and other training services and materials.
  • Managing your network of affiliates and merchants as well as their payment management.
  • Sending information and commercial prospecting.
  • Compliance with corresponding accounting, legal, tax, and administrative obligations.

Only the owner will have access to your data, and under no circumstances will this data be transferred, shared, transferred, or sold to any third party (except for legal obligation).

Acceptance of the Privacy Policy is done through the established double opt-in procedure, with a confirmation email as well as the established checkbox, so it will be understood for all purposes as the provision of EXPRESS AND UNEQUIVOCAL CONSENT OF THE USER to the processing of personal data in the terms set out in this document, as well as to the international transfer of data that occurs due to the physical location of the service providers, the data controller, and data processors.

The data provided by the User will be used, solely and exclusively, for the purposes for which they were collected and provided for in each procedure or action and will not be transferred to third parties (except for legal obligation).

 

2.2 Minors

In the case of being over fourteen years old, you can register on www.laincubadoradenegocios.com without the need for the prior consent of your parents or guardians.

What happens if you are under 14 years old?

In this case, the consent of your parents or guardians will be a mandatory condition for us to process your personal data.

Warning: If you are under fourteen years old and have not obtained the consent of your parents, you cannot register on this website, so we will proceed to deny your request if we become aware of it.

2.3 Legitimacy

Through express consent, granted through the specific checkbox for this purpose, we can process your data, which is a mandatory requirement to subscribe to "the website," make comments on our blogs, or request any type of information as well as to make the purchase of courses, memberships, books, guides, eBooks, audiobooks, infoproducts, downloadable documents/files, and any other training services and materials made available.

You can withdraw your consent at any time.

We will be legitimized to process your data for compliance with legal obligations in tax, commercial, and accounting matters, for billing, and for keeping accounts.

 

2.4 Data Category

The data collected is never of a particularly protected nature but is categorized as identifying data.

2.4.1 Data Collected from Websites

Data related to Customers:

The identification data resulting from the contact method used by the Customer, as a result of the sale of a good or service, and those contained in the agreed contracts or those derived from the execution of the contractual relationship: name and surname, country, email, username, password, and banking information.

The purpose of processing this data is to comply with the obligations and rights arising from the existing contractual relationship.

Data related to Users:

  • The identification data that we may require in the provided contact forms (name, last name, email) and those voluntarily provided in the established text field.
  • Additionally, when browsing, you provide your IP, MAC address, the operating system or browser you use, and even the duration of your visit.
  • Information voluntarily provided when contacting us via the email address indicated on "The website," which may include identification data and other information voluntarily provided as files (documents, contracts, or others).
  • The image/video, name, and last name if we publish a recommendation of our services from you, with your prior consent unless the recommendation is public or has been previously published on another website or portal.

The purposes for processing these data are based on the data subject's interest and the legitimate interest of the controller to improve the browsing experience and web analytics.

Providers:

The identification data derived from the contact method used by the provider and the data in the agreed contracts or those derived from the execution of the contractual relationship. Typically: name and last name or company name, tax identification number or other identification document (NIE, passport, etc.), postal address, country, and email.

The purpose for collecting this data is to understand the commercial proposals made by the provider and to carry out preparatory acts for the subsequent contract if applicable.

Social Media:

  • The identification data you provide as a social media user.
  • Information voluntarily provided when contacting us through comments or instant messaging on the social network.

Subscription to newsletter and/or content:

  • The identification data required in the contact forms for subscription are: name and email.
  • Additionally, upon receiving communications, we obtain your IP, MAC address, the operating system or browser you use, and similar variables.

The purpose for collecting this data is to inform about content, news, and promotions based on the legal basis of freely given, informed, specific, and unambiguous consent.

Comments Form:

"The websites" include forms whose purpose is to comment on our forums, blogs, and articles and express opinions while respecting freedom of expression. Users can post comments on our forums, blogs, and published posts. Personal data entered in the forms to insert these comments will be used for moderation and publication, and this data will also be stored on the hosting service provider's servers.

The purpose for collecting this data is to moderate and publish comments on the forums, blogs, and articles of Seinmco LLC with the User's name, without publishing the email address or website address in any case.

Segmentation for commercial purposes:

Segmentation involves creating user profiles to send more personalized information based on their interests. In the case of having consented to the sending of commercial communications, this segmentation allows them to be in line with the interests shown by the user during navigation.

Therefore, profile creation will never involve adopting automated individual decisions that produce legal effects on the data subject or significantly affect them in a similar way.

The purpose for this practice is to use remarketing strategies. To capture subscribers and clients, tools such as Facebook Ads, Google Ads, or similar are used. When generating an advertisement, the audience can be segmented by location, demographic data, interests, etc. The data obtained by this platform will be subject to this Privacy Policy from the moment the user provides their data to subscribe to the newsletter, access courses, memberships, and other training services and materials, and/or download content.

We will not share, sell, or rent your personal information to third parties (except for legal obligation). However, we may share certain information with authorized third-party service providers necessary to provide some services.

Tracking systems used on this site:

"The website" uses tracking systems like Google (Analytics). With these tools and in relation to the above, user preferences, demographic characteristics, traffic patterns, and other information are studied to better understand the audience and its needs. Tracking user preferences also helps us display the most relevant advertising.

 

2.5 Data retention period

The data will be kept for the legally established time depending on the purpose for which they were provided or collected, without prejudice to, if applicable, exercising your right to erasure. Regarding the processing necessary for sending information, we may keep your data until you request its deletion.

 

2.6 Accuracy and truthfulness of data

The User is solely responsible for the truthfulness and accuracy of the data they submit, exempting Seinmco LLC from any responsibility in this regard. As a User, you must ensure the accuracy and authenticity of the personal data provided, providing complete and correct information in the various data collection forms.

 

TRANSFER TO THE UNITED STATES

To provide the services offered on "The website," as well as those you may request, your personal data will be transferred to the United States since some service providers are located there. It is important to read this Privacy Policy and know that this international data transfer occurs from the country where you contract or subscribe to the United States, as marking the corresponding checkbox means accepting the data transfer.

Seinmco LLC commits to processing your data in accordance with the applicable European law, so the potential risks of loss, theft, modification, or loss of your data, while possible, have a very low probability of occurring. In this sense, we perform daily backups to protect User data.

 

RESIDENTS IN THE EUROPEAN ECONOMIC AREA

If you are a resident of the European Economic Area, we will inform you of some key aspects to process your information in accordance with the General Data Protection Regulation (GDPR), among other regulations:

  • The legal basis on which we rely to process your data and send it outside the EEA is the express consent of the User. This consent must be validly granted through the corresponding checkbox, enabling us to transfer your data outside the EEA and send you commercial information about our products, courses, memberships, or new publications in our blogs, among others.
  • In some cases, we may need to process your information to comply with the legal obligations to which we are required. This includes the possibility of keeping your information for a certain period to meet legal requirements, even if you have requested its deletion.
  • By browsing "The website," you accept our Legal Notice and Contracting Conditions.
  • We inform you that the data provided, as well as data derived from your browsing, may be stored in Seinmco LLC files and processed for the purpose of responding to your request and maintaining the relationship established in the forms you subscribe to.

The User may withdraw their consent to the processing of their data for the aforementioned purpose at any time. To do this, the User must send their opposition to data processing to the email address info@laincubadoradenegocios.com. More information can be obtained in the "Exercise of Rights" section.

 

SECURITY MEASURES

Seinmco LLC informs you that we have implemented the necessary technical and organizational security measures to guarantee the security of your personal data and prevent its alteration, loss, unauthorized processing and/or access, taking into account the state of technology, the nature of the stored data, and the risks to which they are exposed, whether from human action or the physical or natural environment. All of this is in accordance with the provisions of the current General Data Protection Regulation.

Likewise, it is reported that additional measures have been established to reinforce the confidentiality and integrity of information, maintaining continuous supervision, control, and evaluation of processes to ensure respect for data privacy.

Also, "The website" has an SSL certificate, thus ensuring once again the security of your data.

 

EXERCISE OF RIGHTS

Individuals who have provided their data through www.laincubadoradenegocios.com can contact the data controller to exercise their rights of access, rectification, deletion, limitation, portability, and opposition regarding the data incorporated into our files.

You can exercise your rights by written communication addressed to Seinmco LLC by sending an email to info@laincubadoradenegocios.com, indicating in the subject "DATA PROTECTION" and specifying the right you wish to exercise, proving your identity and the reasons for your request.

Alternatively, you can exercise your rights by directing your request by postal mail to our registered office or to the supervisory authority.

 

LINKS OR EXTERNAL LINKS

As a service to Users of "The website," we may include external links and hyperlinks to third-party websites or portals with privacy policies unrelated to those of Seinmco LLC since they are not operated or controlled by Seinmco LLC.

Therefore, we do not guarantee, nor are we responsible for the legality, reliability, usefulness, truthfulness, and timeliness of the content of such websites or portals or their privacy practices. Before providing any personal information to websites or portals outside Seinmco LLC, the User should be aware that their privacy practices may differ from those of "The website," and the User can decide whether to accept them or not when accessing them.

 

MODIFICATION OF THE PRIVACY AND DATA PROTECTION POLICY

Seinmco LLC reserves the right to modify this Privacy Policy according to its own criteria or motivated by a legislative, jurisprudential, or doctrinal change of the Spanish Data Protection Agency. Therefore, we recommend reading it before each access and navigation on "The website." Notwithstanding the above, the relationships established with Users, prior to the modification of the Privacy Policy, will be governed by the rules provided at the time the User accessed "The website" for its establishment, without prejudice to the provisions of the General Data Protection Regulation.

Any modification to the Privacy Policy will be published at least ten days before its effective application. The use of "The website" by the User after the entry into force of such changes implies acceptance of them.

 

DATA PROCESSING CONTROLLER AND DATA PROCESSORS

The data controller is Seinmco LLC.

Although, in compliance with specific data protection regulations regarding the transfer of data to a country outside the European Economic Area and based on Article 49.1.a) of the Data Protection Regulation, we inform you that our data controller within the EEA is Jose Ordoñes, email info@laincubadoradenegocios.com.

As data processors not belonging to said controller, Seinmco LLC has contracted:

  • Hosting services with Hostinger. You can consult their privacy policy and other legal aspects at the following link: https://www.hostinger.es/politica-de-privacidad
  • Anonymous browsing data is collected by Google Analytics, an analytical web service provided by Google, Inc. (Identified by the trademark "Google"), a Delaware company whose main office is at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States ("Google"). You can find more information at: https://support.google.com/analytics/answer/9019185
  • Payment platform PayPal (Europe) S.à r.l. et Cie, S.C.A. (Identified as "PayPal"), with headquarters at 22-24 Boulevard Royal L-2449, Luxembourg. PayPal Inc. (the parent company of PayPal (Europe) S.à r.l. et Cie, S.C.A.) is located in California, United States. You can consult their privacy policy and other legal aspects at the following link: https://www.paypal.com/es/webapps/mpp/ua/privacy-full?locale.x=es_ES

In addition to the above data communications, Seinmco LLC collaborates with several third-party service providers who have access to your personal data and process such data on behalf of Seinmco LLC, as a result of their service provision, having committed to compliance with the applicable legal provisions on data protection at the time of hiring.

 

REVOCATION OF CONSENT

In accordance with the provisions of Directive 2000/31/EC of the European Parliament and of the Council of June 8, 2000, on certain legal aspects of information society services, in particular electronic commerce in the Internal market (Directive on electronic commerce), you can oppose the use of your information for advertising purposes, market research, or satisfaction survey development at any time, as well as revoke your consent at any time (without retroactive effect).

To do this, you must send an email to info@laincubadoradenegocios.com, indicating "UNSUBSCRIBE" in the subject. If you have received advertising by email, you can also revoke your consent from said email by clicking on the link included in it, following the instructions provided.

Please note that our systems may require a period of time that will not exceed 72 hours for your opposition or revocation to take effect, understanding that during this period, you may continue to receive messages.

Regarding the management of your data associated with the social profiles of Seinmco LLC, we inform you that these rights depend on the functionality of the social network and that we can only meet your request regarding information that is under the control of Seinmco LLC.

You can also stop interacting, follow, or receive information from the social profiles of Seinmco LLC, delete content that is no longer of interest, or restrict with whom you share your connections, using the mechanisms established on the different social networks.

 

PERSONAL DATA CAPTURE SYSTEMS AND THEIR PURPOSE

  • Content subscription forms: Within "The website," there are various forms to activate subscription managed by ActiveCampaign with the purpose of sending email marketing campaigns, subscription management, and sending newsletters or news.
  • Comment form: "The website" includes forms for commenting on articles, blogs, and forums to express opinions while respecting freedom of expression. Users can publish comments, and the personal data entered in the forms for these comments will be used for moderation and publication. This data will also be stored on Webempresa's servers.
  • Contact form: There are contact forms for responding to queries, suggestions, or professional contact. In this case, the email address will be used to respond to the queries and send the information requested by the User through "The website." This data will be stored on Webempresa and ActiveCampaign servers.
  • Cookies: When the User registers or browses "The website," "cookies" are stored. The User can consult our Cookie Policy at any time for more information on the use of cookies and how to disable them.
  • Product sales: Through "The website," courses, memberships, books, guides, eBooks, audiobooks, downloadable documents/files, and any other training services and materials can be acquired. In this case, the following information is required: name, surname, country, username, password, email, and banking details.
  • Tracking systems used on "The website": Google (Analytics) studies the preferences of Users on www.laincubadoradenegocios.com, including their demographic characteristics, traffic patterns, and other information collectively to better understand their audience and needs. Tracking User preferences also helps in showing the most relevant advertising notices.

Additionally, we use remarketing strategies. For the acquisition of Subscribers and Customers, tools such as Facebook Ads, Google Ads, and similar ones are used. When creating an ad, the audience can be segmented by location, demographic data, interests, etc. The data obtained by these social networks or platforms will be subject to this Privacy Policy from the moment the User provides their data to subscribe to the newsletter and/or download content.

 

SOCIAL PLUGINS / PLATFORMS

"The website" offers links and services related to different social networks and platforms.

If the User is a member of a social network or platform and clicks on the corresponding link, the provider of the social network or platform may link their profile data to the information about their visit to "The website."

Therefore, it is advisable to inform the User about the functions and policies regarding the processing of personal data of the respective social network or platform if they access "The website" with any of their profiles on social networks or platforms or share information through them.

The User can access the privacy policies of different social networks or platforms at any time and configure their profile to ensure privacy. It is recommended that the User familiarize themselves with the terms of use of such social networks or platforms before starting to use them:

ACCEPTANCE, CONSENT, AND REVOCABILITY

The User declares to have been informed about the conditions regarding the protection of personal data, accepting and consenting to their treatment by Seinmco LLC in the manner and for the purposes indicated in the Legal Notice.

As you well know and have been informed throughout this Privacy Policy, you can revoke the consent to the use of your data at any time, but never retroactively.

Privacy Policy updated on January 5, 2022.

Cookie Policy

The Directive 2009/136/EC of the European Parliament and of the Council, of November 25, 2009, and the LSSI-CE, require all websites to inform the User of the existence of cookies, provide information about them, and request permission to download them.

Also, as provided in article 22.2 of Law 34/2002. "Service providers may use data storage and retrieval devices on recipients' terminal equipment, provided that they have given their consent after being provided with clear and comprehensive information on their use, in particular, on the purposes of data processing, in accordance with the provisions of Organic Law 15/1999, of December 13, on the Protection of Personal Data."

Seinmco LLC, as the responsible party for "The website" www.laincubadoradenegocios.com and in compliance with the aforementioned article regarding cookies and considering the way the internet and "The website" work, it is not always possible to have updated information on the cookies that third parties may use through "The website."

This especially applies to cases where "The website" contains embedded elements: that is, texts, documents, images, videos, short films, etc. that are stored on another server but are displayed on "The website."

Therefore, in case you come across this type of cookies on "The website" and they are not listed in the following list, please let us know. You can also contact the third party directly to request information about the cookies they place, the purpose and duration of the cookie, and how they have ensured your privacy.

Previous.- What are Cookies?

Cookies are tools used by web servers to store and retrieve information about their visitors. It is a text file that some servers request the User's browser to write on their hard drive, with information about what the User has been doing through its pages. They have an expiration date, which can range from the duration of the session to a specific future date, after which they become inoperative.

1. Cookies used by "The websites"

"The website" uses its own and third-party cookies to provide the User with a better browsing experience, allow them to share content on social networks/platforms, show them ads based on their interests, and obtain User statistics.

The cookies used on www.laincubadoradenegocios.com are associated only with an anonymous User and their computer, do not provide references that allow deducing the name and surnames of the User, and cannot read data from their hard drive or include viruses in their texts. Likewise, "The website" cannot read cookies implanted on the User's hard drive from other servers.

The User can freely decide whether or not to allow the installation of cookies used on www.laincubadoradenegocios.com on their hard drive. Additionally, the User can configure their browser to accept or reject all cookies by default or to receive a notice on the screen of receiving each cookie and decide at that time whether to install it on their hard drive. To do this, it is suggested that the User consult the help section of their browser to find out how to change the currently used settings.

Even if the User configures the browser to reject all cookies or expressly rejects cookies from "The website," the User can navigate "The website" with the only inconvenience of not being able to enjoy the functionalities that require the installation of some of them. In any case, the User can delete the cookies installed on their hard drive at any time, following the procedure established in the help section of their browser, which we will detail later.

As a User, you can reject the processing of data or information by blocking these cookies through the appropriate configuration of your browser. However, the User should know that, if they do so, "The website" may not function properly.

"The website's" cookies help:

  • Ensure "The website" works correctly.
  • Save the User from having to log in every time they visit "The website."
  • Remember their settings during and between visits.
  • Allow viewing videos.
  • Improve the speed and security of "The website."
  • Allow pages to be shared with social networks or platforms.
  • Continuously improve "The website."
  • Show the User ads based on their browsing habits.

"The websites" never use cookies to:

  • Collect personally identifiable information (without express permission).
  • Collect sensitive information (without express permission).
  • Share personally identifiable information with third parties (except legal obligation).

2. Third-party cookies used on "The website" that the User should be aware of

"The websites," like most websites, include functionalities provided by third parties.

New designs or services from third parties are also regularly tested for recommendations and reports.

This can occasionally change the cookie settings and cause cookies not detailed in this Privacy Policy to appear. It is important for the User to know that these are temporary cookies, which are not always possible to inform about, and which only have study and evaluation purposes. In no case will cookies be used that compromise the User's privacy.

Among the most stable third-party cookies are:

● Those generated by analysis services, specifically, Google Analytics, to help "The website" analyze the use made by Users and improve its usability. However, they are never associated with data that could identify the User.

Google Analytics is an analytical web service provided by Google, Inc., a Delaware company whose main office is at 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States ("Google").

The User can check the type of cookies used by Google on its page https://policies.google.com/technologies/cookies?hl=es#types-of-cookies

● Social networks/platforms cookies: Cookies from social networks/platforms may be stored in the User's browser while browsing www.laincubadoradenegocios.com, for example, when using the content-sharing button from "The website" on a social network or platform.

The companies that generate these cookies corresponding to the social networks or platforms used by "The website" have their own cookie policies:

The privacy implications will depend on each social network or platform and depend on the privacy settings chosen by the User on these networks or platforms. In no case can the person responsible for "The website" or advertisers obtain personally identifiable information from these cookies.

● Advertising and remarketing cookies: "The website" uses pixels and cookies for advertising and remarketing. Among them, we use:

  • Facebook Pixel, which allows users to display ads within the Facebook platform. A tracking pixel is installed to facilitate the placement of advertising campaigns. More information can be obtained through the page https://www.facebook.com/policies/cookies/
  • Google Pixel, which allows users to place advertising campaigns on the Google Display Network through a tracking pixel. More information can be obtained through the page https://www.google.com/settings/ads/plugin

3. How can I manage and disable these cookies?

If you wish that "The website" does not install any cookies on your computer, you must click the "REJECT" button.

Also, you can modify the browser settings to reject all cookies or only third-party cookies. You can also delete any cookies already on your computer. Keep in mind that you will have to separately adjust the settings for each browser and device you use.

www.laincubadoradenegocios.com provides links to Users who wish to prevent the installation of these cookies, links provided by browsers whose use is considered more widespread:

Google Chrome - Internet Explorer - Mozilla Firefox - Apple Safari

Cookie Policy updated on January 5, 2022